Cozy living room with eclectic art and a dog

Renters Insurance

Protect your world,
even if you don't own the walls.

Your landlord's insurance covers the building, but not your belongings. Get comprehensive renters insurance starting at just a few dollars a month.

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Learn What's Covered

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Local Agents

Instant Coverage

Why do I need Renters Insurance?

A common misconception is that a landlord's policy protects the tenant. It doesn't. Renters insurance is the only way to protect your personal property and liability.

brown and white wooden table beside sofa chair
brown and white wooden table beside sofa chair
human X-ray result chart
human X-ray result chart
white bed comforter near table lamp
white bed comforter near table lamp

If a fire or other disaster makes your rented home unlivable, this coverage helps pay for hotel bills, meals, and other expenses while it's being repaired.

From your laptop and TV to your clothes and furniture, we cover the cost to replace your belongings if they are stolen or damaged by a covered event like fire or vandalism.

If someone is injured in your apartment, or if you accidentally cause damage to someone else's property, liability coverage helps pay for legal fees and medical bills.

Personal Liability

Protect your stuff

Additional Expense

brown and beige wooden house during daytime

Bartley Insurance Agency is proud to partner with ePremium renters insurance. ePremium offers an affordable and comprehensive renters insurance policy.

black blue and yellow textile
black blue and yellow textile

  • We do not use credit in our rating, nor we do not run any reports.

  • We offer guaranteed HO4 (STANDARD RENTERS POLICY FORM) coverage for up to $95K of contents and $300K of liability.

  • We write Replacement Cost, not ACV

    • ACV (ACTUAL CASH VALUE) IS REPLACEMENT COST - DEPRECIATION

    • RCV (REPLACEMENT COST) FULL REPLACEMENT COST VALUE

  • We offer coverage to protect the insured’s property in the event of a water backup loss in their own unit.

  • We accept all dog breeds.

  • We are open in Texas with ZERO zip code or territory restrictions

  • We will offer coverage for:

    • An apartment

    • Single-family home

    • A mobile home

    • A room in a house - great for students or seniors


Get A Free Quote

phone

AGENT Connect

EMAIL

(430) 222-7401

© 2025. All rights reserved.

brian@bartleyinsure.com

915951

Texas Licensed agent

Brian Bartley

This form provides permission from the respondent for this agency to call or email.

Christopher Bartley

Texas Licensed agent

3354225

phone

(430) 222-7402

christopher@bartleyinsure.com

EMAIL

Bartley Insurance Agency

Phone

(903) 405-3699

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